Get a free no obligation quotation 0800 243 759

3 Common Garage Door Questions Answered

12th May 2022

Whether you’ve recently bought a new garage door or are thinking of buying one, you may have some questions you’d like answering. That’s why we’ve put together and answered 3 of the common questions our customers ask.

  1. Are garage doors covered by home insurance?
  2. Are garage doors easy to break into?
  3. Are garage doors insulated?

If you do have any further questions, please don’t hesitate to get in touch, either via the website contact form, by email or by phone, to speak to one of our friendly and knowledgeable garage door specialists.

Are garage doors covered by home insurance?

Yes, in most cases, your garage door will be covered by your home insurance. But, before breathing a sigh of relief too soon, coverage will often depend on certain criteria, which could include:

How the garage door gets damaged:

If you or a family member damages your garage door, or damage occurs due to a break in, fire or vandalism, it will more than likely be covered by your home (or buildings) insurance.If however, the damage is down to wear and tear, accidental damage by someone else, such as a neighbour, or a certain natural or manmade event not listed on the policy, your garage door may not be covered.

Top Tip: Read through your policy thoroughly to check which events are covered before signing, and don’t be afraid to ask your insurance provider the questions you need answering, even if you think they sound obvious.

Whether the damage was caused by a vehicle:

If you or someone else crashes their vehicle into your garage door, your home or buildings insurance may not cover the damage it causes.

In this case, assuming the driver of the vehicle is insured, their insurance should cover the damage. If for some reason, however, they’re not insured, by law they are responsible and should cover the cost of any damage.

If your garage is attached to your property:

Another consideration when checking if your garage door is covered by your home insurance is whether your garage is connected to your property.

If your garage is situated in another location not attached to your property, it may be considered by the insurance company as a separate building, which may mean adding it to your policy for an additional cost.

Are garage doors easy to break into?

New garage doors, whether manually controlled garage doors or electric garage doors, bought from and installed by a reputable garage door supplier, will often come fitted with state-of-the-art security features, proven to help deter and prevent thieves from breaking in.

However, there are measures you could take to further increase the security of your garage door, including:

Keeping your garage door locked

It may sound obvious, but many people, unless they’ve been affected by burglary, leave their garage doors unlocked or fully open, even when they’re not in the garage.

Check the area outside your garage door

Cut back tall hedges or trees around the entrance to your garage, to give potential thieves less cover when attempting a break-in.

Keep your stuff hidden

If your garage or garage door has a window, make sure the view into the garage is obscured by net curtains or blinds, to help prevent thieves from ‘window’ shopping.

Be sensible with the garage remote control

If you have an electric garage door, keep the garage door remote control in a secure place, and definitely not tucked inside your cars sun visor.

Are garage doors insulated?

Yes, many new garage doors, whether they’re up and over garage doors, roller shutter garage doors, or side-hinged garage doors, are insulated as standard, helping to maintain temperatures within the garage, and save on energy costs.

There are various ways in which garage doors are insulated, the form of insulation often being dictated by the design of the garage door itself. Some of the ways to insulate a garage door include:

Insulated steel panels

This is where double-skinned panels for the main part of the garage door are filled with insulation, which in some cases can be up to a thickness of 67mm.

Door seals

Rubber door seals are often fitted to the base of a garage door to create an insulated seal when the door is closed, even if the ground is uneven.


Available on specific Hormann models, a ThermoFrame creates a thermal break between the brickwork and the frame, increasing thermal efficiency by up to 15%.

Garage Doors in Hertfordshire

If you’re looking for a new garage door anywhere in Hertfordshire or the surrounding areas, contact Garage Doors Ltd. today. We’re leaders in the supply, installation, maintenance and repair of all types of garage doors for the domestic and commercial sector.